How would you replace your income if you had to take time off due to illness or injury?
More than 1 in 16 people are now inactive due to long-term sickness. There were over 710,000 more people on long-term sick leave in the UK in April 2024 than there were in January 2021 at the height of the Covid epidemic. The top causes of absenteeism were stress, anxiety, and psychiatric conditions. This highlights just how likely the predicament of long-term absenteeism from a mental health condition alone could be for any of us, at any time.
Losing an income can have major implications, especially if you are used to a wide range of expenses an outgoings. Often ‘sick pay’ from employers doesn’t provide cover for long enough, and state benefits are often not enough to cover even basic costs of living. Some would look to their spouse or other family members to help, or dip into their savings but how long would that realistically last?
That’s where Income Protection Plus comes in
Income Protection Plus could provide you with the ongoing income you need, up to 70% of your pre taxable salary, when unable to work due to an accident or illness that could keep you going financially over periods spent out of work whether short-term, or long-term: up to the age of 65 or until you are ready to return to the job you love, whichever comes first.
PG Mutual are offering The Association for Perioperative Practice members a 20% discount on your first two years’ premiums* when you protect your income with an Income Protection Plus policy.
PG Mutual specialise in supporting healthcare professionals, like yourselves, whether full-time, part-time, locum or self-employed. Our Income Protection is comprehensive and flexible to suit your needs. They are also a not-for-profit society, so you’ll also enjoy a share of any profits they make through their Profit Share Scheme.
Find out more about Income Protection Plus and get a quote.
[Use discount code AfPP to receive a 20% discount on your first your first two years’ premiums*. ]
